Real funding, real results
See how Loan Link has helped Kiwi businesses secure the funding they need to grow.
Challenge
An owner-driver with limited trading history needed finance for a used truck to start his own transport business. Traditional banks declined the application due to lack of established business financials.
Solution
We worked with a specialist transport finance lender who understood the industry. By structuring the application around the strength of the asset and the driver's experience rather than just business financials, we secured full funding.
Outcome
Approved within 48 hours. The owner-driver was behind the wheel of his own truck within two weeks, launching his new business.
Challenge
A civil construction firm needed a new excavator and loader to take on larger contracts, but didn't want to tie up working capital with an outright purchase.
Solution
We arranged an asset finance facility spread over 48 months, structured to match the firm's project cash flow. The lender understood the construction industry and the value of the equipment as security.
Outcome
Increased project capacity by 40%. The firm was able to take on larger contracts and grow revenue significantly within the first year.
Challenge
A growing logistics company needed to expand their fleet with three new trucks to meet surging demand, but their existing bank was unable to provide the full funding amount within the required timeframe.
Solution
We compared options across our panel of 20+ lenders and structured a facility that combined two lenders to cover the full amount. The application was fast-tracked to meet the client's timeline.
Outcome
Three new trucks added to the fleet. The company was able to meet demand and increase their contract capacity within four weeks of approval.
Challenge
A vineyard needed working capital to bridge the gap between harvest and wine sales, as well as to invest in new equipment for expanding into export markets.
Solution
We secured a working capital loan tailored to the vineyard's seasonal cash flow cycle, with flexible repayment terms that aligned with their revenue patterns.
Outcome
The working capital loan saved the season and enabled the vineyard to expand into two new export markets, increasing annual revenue by 25%.